Life Insurance: The 15 foods you must AVOID if you're planning on having sex tonight

While we all know what we should be eating when it comes to getting turned on in the bedroom, we're not very sure which foods we should avoid.

Insurance in India is monitored by the Insurance Regulatory and Development Authority of India (IRDAI). As of March 2016, the country had 54 insurers, with 24 of these offering life insurance products. These insurers offer a diverse range of products, which can be categorised into six broad types, namely:

Term Insurance Plans:

These are plans which provide life cover for a fixed period of time. They can be either long-term or short-term plans, with the term ranging from a minimum of 5 years to a maximum of 60 years (or more) in certain cases. The insured individual is protected during this term, with the insurance company paying his/her nominee the sum assured on his/her death during the policy term. No protection is provided if the insured dies after the term.

These can be considered as the simplest insurance plans available. While they are affordable, they might not be the ideal option, for there is no protection after the said period of time. These plans do not provide a maturity benefit in almost all cases. One should consider these plans if he/she foresees their demise within a specific period (though it would be close to impossible to predict the accuracy). This could be viewed as ‘temporary insurance’, and is also referred to as pure life plans by certain insurers.

The food we eat can affect our sex drive in both a positive and negative way, so it's important to choose wisely when it comes to getting some action.

While some of these anti-aphrodisiacs, which include surprising foods such as broccoli, tofu and oats, are good for us in the long run, they are best not consumed when you're hoping to get in the mood for love.

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Sharing a hot dog might seem like a romantic thing to do but it's not the most condusive to bedroom action

'Food can have an incredible impact on our lives, affecting not only our physical health but our emotional wellbeing too,' Elouise Bauskis, nutritionist at NutriCentre told FEMAIL.

'Our libido can be affected by a number of outside influences, from stress, tiredness, shift work, financial worries or simply working long hours.

Foods such as tofu, beans, broccoli and oatmeal are all very good for you but when it comes to action under the sheets, they might not be best consumed.

Broccoli contains sugars which are similar to the ones in beans - and to digest them your body will need to use methane-releasing bacteria... which are, essentially, farts.

As there is nothing more mood-ruining than flatulence in the boudour, it makes sense to abstain from this cruciferous vegetable.

And for the very same reason you should avoid beans.

But that doesn't mean you shouldn't eat them at all as broccoli is rich in vitamins A and K plus are chock-full of minerals such as magnesium, calcium, manganese, potassium and iron.

Red meat, like a rare steak, is often viewed as a sexy food but can sometimes affect people adversely, especially if they don't have a good digestive system, making them feel full and lethargic.

Sweets such as black liquorice has been linked to lower testosterone levels so this is definitely one to avoid, as is cheese, as dairy congesting won't help you feel your best before sex. 

Thirsty? Try not to overindulge in red wine (left) and definitely don't have anything with tonic in it (right)

FEMAIL has worked with Ms Bauskis to identify the 15 foods you should steer clear of if you're planning on getting cosy under the covers.

1. Black liquorice

Liquorice intake has been linked to lower testosterone levels. The stronger the testosterone, the stronger the sexual desire, for both men and women, so maybe best not to have this as a sweet treat. 

2. Cheese

Dairy generally is a libido killer. For many dairy is congesting and mucus-producing, so not the ideal way to feel before sex!

3. Beans

According to Ms Bauskis, it all depends how you are digesting beans

'For some they'll feel full of energy after a bean-filled meal, for others they may feel sluggish or at worst bloated and even an increase in flatulence, so best avoided,' she explained.

4. Chocolate

Choose your chocolate carefully as not all chocs are bad. Go for dark chocolate that contains a minimum of 70 per cent  cocoa, as it will be the most nutritious way to consume this delicious, sensual food! 

'Dark chocolate is naturally high in many antioxidants, choose raw for the highest possible levels of naturally occurring nutrients. Chocolate is rich in L-tryptophan, which is a precursor to serotonin. 

'When we have good levels of serotonin we feel happier and this decreases our stress levels. 

'Dark chocolate also contains phenyl ethylamine, which is the same feel good chemical that the body produces during those first moments of falling in love – no wonder we adore it,' Ms Bauskis said. 

5. Hot dogs

The high saturated content of hot dogs can clog up the vaginal and penile arteries, making this the least romantic handheld treat around. 

'All processed foods are a no for libido. Hot dogs are a very processed food in an overly processed bun that provides very little nutrition. Think about how you feel eating something like this. 

'You may feel sluggish and low in energy – not good for feeling sexy,' Ms Baukis commented. 

Insurance in India is monitored by the Insurance Regulatory and Development Authority of India (IRDAI). As of March 2016, the country had 54 insurers, with 24 of these offering life insurance products. These insurers offer a diverse range of products, which can be categorised into six broad types, namely:

Term Insurance Plans:

These are plans which provide life cover for a fixed period of time. They can be either long-term or short-term plans, with the term ranging from a minimum of 5 years to a maximum of 60 years (or more) in certain cases. The insured individual is protected during this term, with the insurance company paying his/her nominee the sum assured on his/her death during the policy term. No protection is provided if the insured dies after the term.

These can be considered as the simplest insurance plans available. While they are affordable, they might not be the ideal option, for there is no protection after the said period of time. These plans do not provide a maturity benefit in almost all cases. One should consider these plans if he/she foresees their demise within a specific period (though it would be close to impossible to predict the accuracy). This could be viewed as ‘temporary insurance’, and is also referred to as pure life plans by certain insurers.